Note: The ZIP code match is validated by the issuing bank. Not all issuing banks validate this data and can approve data that does not match. it is ultimately up to the issuing bank to approve or decline the transaction. We do have gateway level settings (AVS flag) that will automatically decline transactions where the AVS information does not match.
By default, CVV is not enabled. If you would like to enable that for enhanced security, please log into your cardpointe account and go to the Administration >> Security page.